ACH growth and real-time expectations are reshaping payments. Is your infrastructure ready? Find out here.
ACH transaction volumes are climbing at record speed. Same Day ACH is growing 45% year-over-year, and organizations planning to increase ACH usage jumped from 57% in 2023 to 73% in 2025.
At the same time, processing windows have expanded, and customer expectations now include real-time visibility, faster settlement, and integration with instant payment networks like RTP and FedNow.
Processing increasing ACH volumes on legacy infrastructure creates significant operational challenges. Traditional ACH platforms simply can’t keep pace with today’s demands. Our latest report explains why modernization is no longer a long-term consideration but a near-term priority and what banks can do to stay ahead.
Key take aways:
- Why Modernize ACH Now: Rising transaction volumes, evolving customer expectations, and risks from aging infrastructure make ACH modernization a near-term priority for banks.
- Challenges with Legacy Systems: Platforms built decades ago struggle with same-day processing, scalability, and customer experience—creating operational strain and limiting competitiveness.
- Benefits of Modern ACH Platforms: Real-time compliance and fraud integration, improved customer experience, lower costs, faster service launches, and new revenue opportunities through value-added capabilities.
Download the full report to see how leading banks are transforming ACH into a competitive advantage.