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The High Cost of Health: Analyzing America’s Healthcare Affordability Crisis

Transforming Healthcare Affordability in America

The 2024 PayZen Healthcare Affordability Report dives into the financial strain of rising medical costs that are affecting millions of Americans. With nearly 100 million Americans burdened by medical debt, the report highlights critical findings from a survey of 1,007 individuals who faced hospital visits or procedures in the past two years.

Key insights include:

  • Rising Costs Across the Board: 36% of respondents delayed necessary care due to financial constraints, affecting both uninsured and insured individuals.
  • Shocking Statistics: 75% fear unexpected medical bills, and out-of-pocket expenses often outpace income growth.
  • Impact on Lives: Delaying care leads to worsening health, mental strain, and broader life disruptions.
  • What Patients Want: Flexible, extended payment solutions are the preferred option, with 81% noting these would improve their provider loyalty.

PayZen offers a revolutionary solution through AI-driven, interest-free payment plans tailored to patient needs, improving healthcare access while securing provider revenue.

Explore the report to understand the systemic challenges and actionable solutions reshaping healthcare affordability for patients and providers alike.


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