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Banking in 2035: How Emerging Technologies Will Transform the Way We Bank

In 2035, waking up involves a check of your finances through a holographic Elvis, your voice-activated digital assistant. Authenticated via voice and fingerprint biometrics, the King of Rock and Roll, now 100, provides a snapshot of your spending, savings, and investments in a personalized dashboard.

You seamlessly instruct Elvis to pay a utility bill through a lightning-fast decentralized finance network, and request an overview of your diversified crypto portfolio and carbon-neutral investment fund. The hologram confirms transactions, offering complete visibility into your financial position. Still in bed, you discuss mortgage options as the avatar pulls up your financial profile and credit history using quantum machine learning algorithms. It tailors recommendations on mortgage products in real time.

This futuristic banking experience, though seemingly fanciful, could be a reality in just over a decade through smart investments in emerging technologies. A world of frictionless, integrated, and highly personalized financial experiences is within reach.


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